NHS Low Income Scheme

EnglandWales

Help towards NHS costs, such as prescriptions, dental treatment and travel to hospital, if your income is low.

What you get

A certificate (HC2 or HC3) that gives full or partial help with NHS charges, including prescriptions, NHS dental treatment, sight tests, glasses and hospital travel costs, depending on the assessment. Scotland, Wales and Northern Ireland have different NHS charging rules (prescriptions are already free in those nations).

Who can get it

You can apply if you have a low income and are not already entitled to full help through certain benefits. Getting PIP or DLA does not automatically give you free prescriptions in England. Some people already get full help because of a qualifying benefit or other exemption — check the official NHS list before you apply.

How to apply

Apply with form HC1, available from the official NHS and GOV.UK pages. If you already get a qualifying benefit that gives full help, you should not need this scheme.

Official source

Related entitlements

Official sources we checked

Last checked 10 November 2026. This page is information, not an eligibility decision or legal advice. Always confirm the current rules on the official source before you apply.

Find an expert who may be able to help

These listings are from relevant categories in our directory. They are not a recommendation, and they may not cover your area.

Advice NI

Free

Independent advice network covering Northern Ireland, including benefits and money advice. Use the website to find a local advice service.

Benefits advice and welfare rights

Central England Law Centre

FreeLegal aid

Law centre with offices in Coventry and Birmingham, holding Legal Aid Agency contracts for welfare benefits, community care, discrimination and public law.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Citizens Advice

Free

National charity network offering free, independent advice, including benefits, debt, housing and discrimination. Use the website to find your local service or get advice online.

Benefits advice and welfare rights

Citizens Advice Gateshead

FreeLegal aid

Citizens Advice service in the North East with Legal Aid Agency contracts for welfare benefits and discrimination, as well as general free advice.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Citizens Advice Scotland

Free

The national organisation for Citizens Advice bureaux in Scotland. Free advice on benefits, money, housing and other issues, with a bureau finder on the website.

Benefits advice and welfare rights

Contact

Free

National charity supporting families with disabled children and young people, including a free helpline and information on benefits, education and care.

Benefits advice and welfare rights

Direct Help and Advice

FreeLegal aid

Independent charity listed in the Legal Aid Agency directory for a welfare benefits contract in the Midlands and East, with an office in Ilkeston. Check the website for how to access advice.

Benefits advice and welfare rights · Tribunal representation

Disability Law Service

FreeLegal aid

Charity providing free legal advice for disabled people and carers on community care, employment, housing, discrimination, public law and welfare benefits. It also has a legal aid service for some cases.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Search the full directory or browse Benefits advice and welfare rights.