Benefit cap exemption because of a disability or caring award

EnglandWalesScotland

You are not affected by the benefit cap if you, your partner or a child gets certain disability or carer benefits.

What you get

If the exemption applies, the benefit cap is not applied to your Universal Credit or Housing Benefit. The cap itself, where it does apply in 2026 to 2027, remains £25,323 a year for couples or lone parents in Greater London and £16,967 for single adults without children in Greater London; or £22,020 and £14,753 in the rest of Great Britain. As of 6 April 2026, from the official DWP rates and GOV.UK ‘when you’re not affected’.

Who can get it

You are not affected if you are over State Pension age (with a couple rule if one of you is under). You are not affected if you or your partner get Universal Credit LCWRA, get Universal Credit because you care for someone with a disability, or you and your partner earn £881 or more a month combined after tax and National Insurance. You are also not affected if you, your partner or any child under 18 living with you gets any of a listed set of benefits, including PIP, ADP, DLA, Child Disability Payment, Attendance Allowance, Pension Age Disability Payment, Scottish Adult DLA, Carer’s Allowance, Carer Support Payment, ESA support component, and several industrial injuries or war payments. Northern Ireland has its own benefit cap rules on nidirect.

How to apply

If a cap has been applied in error, report it in your Universal Credit journal or to the office that pays Housing Benefit, and get advice if needed. You do not make a separate ‘exemption claim’ if a qualifying benefit is already on the claim.

Official source

Related entitlements

Official sources we checked

Last checked 10 November 2026. This page is information, not an eligibility decision or legal advice. Always confirm the current rules on the official source before you apply.

Find an expert who may be able to help

These listings are from relevant categories in our directory. They are not a recommendation, and they may not cover your area.

Advice NI

Free

Independent advice network covering Northern Ireland, including benefits and money advice. Use the website to find a local advice service.

Benefits advice and welfare rights

Central England Law Centre

FreeLegal aid

Law centre with offices in Coventry and Birmingham, holding Legal Aid Agency contracts for welfare benefits, community care, discrimination and public law.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Citizens Advice

Free

National charity network offering free, independent advice, including benefits, debt, housing and discrimination. Use the website to find your local service or get advice online.

Benefits advice and welfare rights

Citizens Advice Gateshead

FreeLegal aid

Citizens Advice service in the North East with Legal Aid Agency contracts for welfare benefits and discrimination, as well as general free advice.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Citizens Advice Scotland

Free

The national organisation for Citizens Advice bureaux in Scotland. Free advice on benefits, money, housing and other issues, with a bureau finder on the website.

Benefits advice and welfare rights

Contact

Free

National charity supporting families with disabled children and young people, including a free helpline and information on benefits, education and care.

Benefits advice and welfare rights

Direct Help and Advice

FreeLegal aid

Independent charity listed in the Legal Aid Agency directory for a welfare benefits contract in the Midlands and East, with an office in Ilkeston. Check the website for how to access advice.

Benefits advice and welfare rights · Tribunal representation

Disability Law Service

FreeLegal aid

Charity providing free legal advice for disabled people and carers on community care, employment, housing, discrimination, public law and welfare benefits. It also has a legal aid service for some cases.

Benefits advice and welfare rights · Community care and discrimination · Tribunal representation

Search the full directory or browse Benefits advice and welfare rights.